Supplier-neutral Financing Toolkit

Cold Chain Financing Calculators — Project Cost, NPV & Repayment Readiness

Supplier-neutral financing calculators for cold chain projects: estimate total project cost, discounted cash flow / NPV, and lender-style repayment readiness (DSCR). Download results and pre-fill your RFQ.

Symbols only — no FX conversion is performed.

1 · Project cost estimator

Transparent €/kW + €/m³ ranges for industrial cold-chain CAPEX. Adjust to your project geometry.

Mechanical (refrigeration plant)
USD 660,000
Envelope + civil + BOP
USD 1,760,000
Hard costs subtotal
USD 2,420,000
Soft costs (12%)
USD 290,400
Contingency (10%)
USD 271,040
Total project cost
USD 2,981,440
base · frozen

2 · Discounted cash flow / NPV

Project-level NPV, IRR and simple payback. Defaults link to the total project cost above.

Net present value (NPV)
USD 2,855,899
Internal rate of return (IRR)
29.5%
Simple payback
3.14 yrs

Assumes constant annual cash flow and end-of-year discounting. Real feasibility studies must model ramp-up, seasonality, working capital, tax and terminal value.

3 · Lender-style repayment readiness (DSCR)

Approximates the coverage and leverage metrics lenders will apply to your project.

Loan amount
USD 2,087,008
Equity: USD 894,432
Annual debt service
USD 400,857
DSCR (EBITDA / debt service)
3.49
Most lenders target ≥ 1.25× ; strong deals ≥ 1.5×
Loan-to-cost (LTC)
70%
Typical senior debt cap: 65–75% LTC
Readiness band
STRONG

Indicative only — banks and DFIs will apply their own credit models, sensitivities and covenant tests.

Download results & pre-fill your RFQ

Export a summary of every input and result — attach it to your feasibility file or share it with prospective lenders. One click also pre-fills the vendor-neutral RFQ with the total project cost and financing snapshot.

Pre-fill RFQ with these numbers

These calculators use published industry ranges for illustrative planning. Actual CAPEX, energy consumption, cash flows and bankability depend on engineered design, refrigerant selection, site conditions, tariffs, tax regime and lender-specific credit policy.

Financing Disclaimer

ColdMatch Group is not a lender, bank, financial institution, credit provider, investment advisor or regulated financial services provider. Financing requests submitted through this platform may, subject to user consent, be shared with independent third-party financing providers for evaluation purposes. Any financing approval, terms, pricing, underwriting, due diligence and contractual arrangements are determined solely by the financing provider. Financing is not guaranteed and remains subject to eligibility, compliance checks and lender approval.

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